Effective Date: June 26, 2023

Introduction

Thank you for visiting our website. This Data Privacy Policy outlines how we collect, use, store, and protect your personal information when you interact with our website, which is dedicated to providing information about credit cooperatives. We are committed to protecting your privacy and ensuring the security of any information you provide to us. By accessing and using our website, you consent to the practices described in this policy.

Information We Collect

1.1 Personal Information

When you visit our website or use our services, we may collect personal information that you voluntarily provide to us. This information may include:

• Full name
• Contact information (such as email address, phone number, and postal address)
• Any other information you choose to provide

1.2 Non-Personal Information

We may also collect non-personal information about your interactions with our website. This information is collected automatically and may include:

• Internet Protocol (IP) address
• Browser type and version
• Operating system
• Referring website
• Pages visited
• Date and time of visit

Use of Information

We use the information we collect for the following purposes:

• To provide you with the information and services you request
• To process transactions and fulfill orders
• To improve our website and services
• To personalize your experience on our website
• To communicate with you and respond to your inquiries
• To comply with legal obligations and protect our rights

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties for their marketing purposes. However, we may share your information with the following entities:

• Service providers: We may engage trusted third-party service providers to assist us in operating our website, conducting our business, or providing services on our behalf. These service providers have access to your personal information only to perform specific tasks and are obligated to keep it confidential.
• Legal requirements: We may disclose your information if required to do so by law or in response to valid requests from public authorities.
• Business transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred as part of the transaction.

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security of your information.

Your Rights

You have certain rights regarding the personal information we hold about you. These rights may include:

• Access: You can request a copy of the personal information we hold about you.
• Rectification: You can request to correct any inaccuracies in your personal information.
• Erasure: You can request that we delete your personal information, subject to legal and legitimate business purposes.
• Restriction: You can request to limit the processing of your personal information.
• Objection: You can object to the processing of your personal information, provided there are no compelling legitimate grounds for us to continue processing it.
• Data Portability: You can request to receive a copy of your personal information in a structured, commonly used, and machine-readable format.

To exercise your rights, please contact us using the contact information provided below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small files that are placed on your computer or device when you visit certain websites. You can disable cookies through your browser settings; however, this may limit your access to certain features of our website.

External Links

Our website may contain links to external websites that are not operated by us. We have no control over the content and practices of these websites and are not responsible for their privacy policies. We encourage you to review the privacy policies of any third-party websites you visit.

Children's Privacy

Our website is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have inadvertently collected information from a child, please contact us immediately, and we will take appropriate steps to remove the information from our systems.

Changes to this Policy

We reserve the right to modify this Data Privacy Policy at any time. Any changes will be effective immediately upon posting on our website. We encourage you to review this policy periodically to stay informed about how we collect, use, and protect your information.

Contact Us

If you have any questions, concerns, or requests regarding this Data Privacy Policy, please contact us at:

dataprivacy@cwcc.ph

By using our website, you acknowledge that you have read and understood this Data Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein.